The 341 meeting or “341 meeting” is the mandatory meeting between creditors and the debtor, which the court must carry out during the Chapter 7 process.
occur 30 days after the application is submitted to the court. In this court, the applicant You present your case to the Trustee, who is the court-appointed official. It is It is possible that no creditor will appear, but if one does appear it is not a reason to Get nervous. Many of these meetings during pandemic times,
they began to be carried out by telephone. Applicant must follow instructions specific to the trustee.

The purpose of this meeting is to determine if it is necessary for the applicant to present more or new information, or explanations about the justification of your case Even if the applicant is represented by an attorney, only the applicant may speak himself before the court official. If you need a translator, the court will provide one (usually free of charge) as long as the court is notified with advance. For this reason it is very important that the applicant is familiar with
your case and the schedules (sections) of your application.

It is recommended that the applicant go over some possible questions and answers to avoid answering incorrectly. Sometimes nerves can make an applicant
sincerely say the wrong things that may complicate the case. Some questions are almost guaranteed, like, if you have reviewed your application and if you are familiar with the yourself, your name or social security number; other questions are predictable based on your particular case, for example your income, property and taxes; and some questions are unpredictable depending on the assigned trustee, and the objections presented by creditors. For example, although it is not the most common, it is possible that may come to light properties that the applicant has outside the country, or movements of money, gifts, inheritances and similar situations.